The following (or preceding) podcasts and the content contained therein is copyright protected by the BBB National Programs, Inc., all rights reserved. The podcast is hosted and distributed by Blubrry Podcasting. By using the Blubrry website to access this podcast, you agree to be bound by the terms and conditions and privacy policy of Blubrry Podcasting. The thoughts and opinions expressed in this episode are the views and opinions of the guests and not those of the BBB National Programs, Inc. or other affiliates. The podcast is for informational and educational purposes only and should not be construed as legal or other advice. Any republication, retransmission, reproduction, downloading, storing, or distribution of any part of this podcast is strictly prohibited.